Employees' pension and national pension "How much do you pay, how much can you get?" Pension course to enjoy retirement (LIMO) --Yahoo! News

Photo: LIMO [Rimo]

In December, some people may have received a winter bonus.According to a survey by Imperial Databank, 18 companies have increased the amount of payment from the previous year..Five%.[Chart] National pension & employee pension "How much do you pay and how much can you get?" Pension course to enjoy retirement, but there were no bonuses itself..0 %.The economic anxiety in the corona evil has not yet ended, and many people will have a wallet.Did you know that pension insurance premiums are also drawn from here?Pension insurance that is deducted not only from monthly salaries but also from bonuses.You will be worried about how much you pay and how much you will receive in the future ( * editor -in).This time it will be such a pension situation.[ * Reference article] What is the percentage of people who receive the welfare pension "250,000 yen or more per month"?　

First of all, it is important to know the pension system

The pensions you join have a two -story structure.The first floor is a national pension (old -age basic pension) in which all people under the age of 20 to under 60 living in Japan join.On the second floor is the employee pension that employees and public servants join and join.Self -employed and freelancers pay only for the national pension insurance premium, and only the national pension can be received in the future.If you work for a company, you will pay a welfare pension insurance premium, including the national pension, with the employer, and in the future you will receive a welfare pension by adding it to the national pension.

National pension "How much can I get?"

We first touch the "pension" when we are 20 years old. At the age of 20, you will automatically join the "national pension" and pay the premium every month. The insurance premium is revised every year, and the monthly fee is 16,610 yen per month. By the way, insurance premiums are on the rise. If you pay the insurance premium for 40 years, you will be able to receive the national pension. The full price of the 3rd year is 650,075 yen per month. If you use the special student payment special system or receive an exemption or grace due to unemployment, etc., it will be deducted from the full amount. In fact, let's look at the average amount of those who are currently receiving the national pension. Payment of the national pension Overall pension monthly amount: 55,946 yen / Men's average monthly amount: 58,866 yen, Women's average monthly fee: 53699 yen Ministry of Health, Labor and Welfare's "Employees' Pension Insurance / National Pension Business Annual New Year's Fiscal year" According to the average national pension, the average was 55,946 yen. Many people receive 60,000 yen to 70,000 yen, and the difference from the full price is about 10,000 yen. Next, let's get to the fact of the welfare pension.

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