episode.05 I want to save a little every month, but I can't save easily ... I don't need to worry anymore?! --A must -see for college students

That? Snow?It's unusual.Speaking of which, it was such a snowy day surrounding Genki and the pot.I miss it.What are you doing

You really have your life.The skill of cooking, I fell in love with me.You will definitely be a good father in the future.I mean, I'm envious of those who marry Hayato (laughs)

Hey, what are you talking about?Even if you praise that much, nothing will come out ~

Well, Hayato seems to be good at making money.During this time, I saved a part -time job and bought a bicycle

I don't know if it's good or not, but I always manage it with a remittance and a part -time job, and I can save it little by little ...!

No, I'm actually worried a little ...I always have two or three part -time jobs?I can't save at all.If you can't buy a motorcycle anytime, you can't go alone

Hmm? Genki's part -time job was quite good.Isn't it a bit weird to not accumulate? There should be some reason ...

Does Genki have a household account book?

I'm trying to get a receipt, trying to grasp the expenditure ...After all, it is troublesome and I can't manage how much I used.

Oh oh.Stunning pig wallet !! I understand.Before using Visa debit, I tended to be so.Pull out the part -time job with ATM.Pay money, save the receipt, and keep a household account book.This is a ultra -super -face

that's right.So, after all, I don't know how much I use, and I'm often over from the amount I wanted to do this month.Even if you save a little, you will use it when you are not enough, and it will not increase at all.

If you visualize the money you spend on the debit card, will it be solved at once?

What is a debit card?

This is this.If you pay with this card, you will be withdrawn directly from the bank account.

I feel like I've seen it somewhere.When I made an account, I made it together and just ...

Yes, that's it.I already have it.Then, I will explain the charm of Visa debit.First of all, it takes time and fees to drop money at ATMs, right?

Yes Yes.Somehow, it's too busy all day, and it's easy to take a break in the middle of the night ...It's always when you always stop at a convenience store after a part -time job.I know it's a waste, but the overtime fee is very expensive.Moreover, at that time, I thought about "this much would be enough", but after all, it wasn't enough, and in a vicious cycle of dropping it at a convenience store again ...

By the way, are you booking to check the amount and commission you put in the ATM?

I haven't done it.So, I didn't know when and how much it was down ...However, I use ATM once or twice a week ...Well, I felt bad

Ahh.It's really a vicious circle ...Alright, let's change from there! If you settle with a debit card, first of all, the opportunity to lower cash with ATM will be reduced, so you can reduce the ATM usage fee.

I think I can buy about one manga just because I can save one month fee.

In addition, VISA's debit card has a very useful function.That's the part where you can use a debit card to make it easier to spend.I'll show you because it's Genki, but this is the statement of my internet banking

The details of the statement seem to change depending on the store you use, but where I go well, the store name comes out firmly.This is a supermarket buying ingredients, this is a bookstore in front of the station, this is a beauty salon ... just checking the smartphone, it will be recorded when you use it, so how much can you use this month?I understand the status of the household

It would be hard if you wanted to keep a household account book like this.I can't do it

That's why the total amount you are using this month will come out.So, the deposit balance comes out here.So, if you look at the app every day, you have to save a little, or you can use it a little more, you can judge each time.

Uo.That's amazing

By the way, after going to a meal with my friends and sprinkling, I'm adjusting like that, trying to cook myself for a while.

It's no longer a saving influencer level (laughs)

AhWell, it took a year to be able to do this.At first, I was helped by the function that could set the usage limit of the debit card.

Hmm? A function that can set the limit?

Yeah! Debit cards can also set the upper limit that can be used for a month.For example, if you set it to 50,000 yen, you can not use it any more, so you can prevent it too much.It's smart and more effective than trying to save money within the cash range to put in your wallet.

I see! That's convenient.If I can't use it, I have to save money

But isn't a debit card limited to shops that can be used?

いやいや。これ見て、ゲンキのデビットカード。Visaって書いてあるだろ? つまり、Visaの加盟店ならどこでも使えるんだ^※

VISA! Then I know.Certainly, it can be used in most shops, and you can also do online shopping.

That's why I'm paying shopping at a convenience store with a VISA debit card.In this way, you can manage your expenses and save money.I bought a bicycle with the money I saved, but next time I'm thinking of buying a smart watch that can record the distance I traveled by bicycle and the calorie consumption.

After all, why not aim for Hayato and financial planners?

No…….As expected (laughs).But if you automatically make a household record and create a mechanism that allows you to save money, save and save money will be fun?

Yeah, this seems to be possible.Oh, isn't the hot pot shimen soon?

Oh, yabe.I forgot to buy a udon!

Then, I'll buy udon at a convenience store

thank you.By the way, make your debit debut on VISA!

Well, I haven't contacted Genki recently.In addition, let's invite me in a pot!